USDA Manufactured Housing

Effective 05/05/2025 USDA/RD will allow financing for existing manufactured homes (previously only allowed new construction). Standard Requirements & Restrictions Loan Purpose Purchase of existing manufactured home unit Amortization Term30-Year Fixed Geographic Restrictions Effective for submissions to the Agency on and after 05/05/2025: Existing manufactured homes are permitted in all 50 states. Loan Limits The subject property…

There is nothing more frustrating than finding the perfect home, negotiating a contract, then realizing it does not meet the criteria for appraisal. FHA and USDA (Rural Housing) both require that the property you purchase meet a minimum property standard. Use the information below to help guide you through the shopping and negotiation process. Here…

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USDA Manufactured Housing

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