There are many reasons why your credit score might not where you want it to be. Things such as late payments, high revolving account balances, excessive inquiries, collections and charge offs, and public remarks might be causing an issue. But for some people, the issue is lack of open and good standing revolving credit lines.…

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There is nothing more frustrating than finding the perfect home, negotiating a contract, then realizing it does not meet the criteria for appraisal. FHA and USDA (Rural Housing) both require that the property you purchase meet a minimum property standard. Use the information below to help guide you through the shopping and negotiation process. Here…

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