There are many reasons why your credit score might not where you want it to be. Things such as late payments, high revolving account balances, excessive inquiries, collections and charge offs, and public remarks might be causing an issue. But for some people, the issue is lack of open and good standing revolving credit lines.…

Read More

Effective 05/05/2025 USDA/RD will allow financing for existing manufactured homes (previously only allowed new construction). Standard Requirements & Restrictions Loan Purpose Purchase of existing manufactured home unit Amortization Term30-Year Fixed Geographic Restrictions Effective for submissions to the Agency on and after 05/05/2025: Existing manufactured homes are permitted in all 50 states. Loan Limits The subject property…

Read More

There is nothing more frustrating than finding the perfect home, negotiating a contract, then realizing it does not meet the criteria for appraisal. FHA and USDA (Rural Housing) both require that the property you purchase meet a minimum property standard. Use the information below to help guide you through the shopping and negotiation process. Here…

Read More
Mortgage Company Staff

Welcome to ! Please check back for future articles and information.

Read More