Mortgage rates are one of the biggest factors influencing whether it’s a good time to buy a home, refinance, or…
Read More
Builder or Seller can contribute funds to cover borrowers’ payment up to 3 months on home via Interested Party Contributions Build/Buy & Save Payment Option Overview: This…
Read More
DSCR Loan Programs A DSCR (Debt Service Coverage Ratio) mortgage loan is a type of loan used for investment property financing. It focuses on…
Read More
ADFA- StartSmart and Down Payment Assistance I speak to clients on the daily about the hurdles of home ownership versus…
Read More
I get questions often about how we calculate debt to income (DTI) and how much income it actually takes to…
Read More
Looking to build your dream home? A one-time close, or construction-to-permanent, option may combine the construction cost, price of the lot…
Read More
There are many reasons why your credit score might not where you want it to be. Things such as late…
Read More
Effective 05/05/2025 USDA/RD will allow financing for existing manufactured homes (previously only allowed new construction). Standard Requirements & Restrictions Loan…
Read More
There is nothing more frustrating than finding the perfect home, negotiating a contract, then realizing it does not meet the…
Read More
